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Financing your home
Let’s work together
If your home isn’t actively making your life easier and better, it’s doing it wrong. At KB, all our new homes are designed to make life run smoother than you could ever have imagined.
Get moving in five simple steps with KBHS Home Loans
01
Find your new home
We make it easy to search communities and floor plans online. So, get excited, your journey begins right here, on the KB website.
Let’s start by finding your new community
Get Started02
Talk to a loan officer
The KBHS team has lending experts who specialize in guiding homebuyers through the lending process so every step is perfectly clear. Connect with them directly to get your questions answered.
Ready to start the conversation?
Connect with a KBHS Loan Officer03
Apply online in minutes
To make your loan experience as seamless as possible, the KBHS team has moved the mortgage application online. No need for pen and paper, you can conveniently dot the I’s and cross the T’s digitally. And remember, your loan officer is always ready to help.
This was our first KB Home and from our initial visit at the model home to our final walk-through, everyone treated us with respect and care. The mortgage team did an excellent job keeping us informed of needed documents and changes, and the closing went well.
- Rustin M.
Learn more
04
Find the loan that is right for you
After your application is approved, it’s time for your KBHS loan officer to help find a program that best suits your needs. Terms, loan types, down payment amount and monthly mortgage obligation will all be considered in the context of your financial situation.
What type of loan do you need?
See Your Loan Options05
Now for the good stuff
Once you’ve been approved and everything is in order, KBHS will work to close your loan as expeditiously as possible. Title, escrow and all the specific requirements will be handled, so you can focus on personalizing your new home.
Want to learn more about your KB journey?
Discover How KB Works
Estimated new home costs**
Curious about financing? Enter your info to get a quick estimate of your monthly mortgage payment.
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Looking for a great loan partner?
KBHS Home Loans®is our affiliated home loan partner. They offer competitive rates and exceptional service on many types of mortgages designed to meet your needs.
Helpful resources
Article - 3 minute read
What's included in the base price of a KB Home?
Price is usually a top priority, so we build our new homes with the living room you need and lots of great features, at no extra cost.
Read Article >
Article - 5 minute read
First-time homebuyer? Here's what you'll need to know...
There's a lot to think about if you're a first-time homebuyer, so here's some good tips to get started.
Read Article >
Article - 4 minute read
How is KBHS Home Loans different from other mortgage lenders?
Our fully integrated, dedicated lender, KBHS Home Loans® understands our procedures, and is committed to your interests and to keeping things on track.
Read Article >
1-888-KB HOMES
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Customer-Ranked
National Homebuilder
- Nancy C, Apopka, FL
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*Not all loans are alike; as such, this simplified version of our process may not encompass every step of every loan. Additional documents may be required based on your circumstances.
*Closing times may vary based on construction schedules or various transactional factors loke borrowers' document response times, property locations and credit profile.
