*This is not a commitment to lend. Consumers are advised to obtain a Loan Estimate. Rates are subject to change and are dependent on credit and underwriting criteria.

Your actual rate, payment and costs could be higher. KBHS cannot predict where rates will be in the future. Sample rate provided for illustration purposes only and is not intended to provide mortgage or other financial advice specific to the circumstances of any individual and should not be relied upon in that regard. KBHS cannot predict where rates will be in the future. Applicant subject to credit and underwriting approval. Not all applicants will be approved for financing. Receipt of application does not represent an approval for financing or interest rate guarantee. Restrictions may apply, contact KBHS for current rates and for more information. All information provided in this publication is for informational and educational purposes only, and in no way is any of the content contained herein to be construed as financial, investment, or legal advice or instruction. KBHS does not guarantee the quality, accuracy, completeness or timelines of the information in this publication. While efforts are made to verify the information provided, the information should not be assumed to be error free. Some information in the publication may have been provided by third parties and has not necessarily been verified by KBHS. KBHS its affiliates and subsidiaries do not assume any liability for the information contained herein, be it direct, indirect, consequential, special, or exemplary, or other damages whatsoever and howsoever caused, arising out of or in connection with the use of this publication or in reliance on the information, including any personal or pecuniary loss, whether the action is in contract, tort (including negligence) or other tortious action. Sample rate provided for illustration purposes only and is not intended to provide mortgage or other financial advice specific to the circumstances of any individual and should not be relied upon in that regard.

Total monthly payment is based on a 30-year loan period and assumes interest rate and mortgage amount input by customer. Payment includes principal and interest only. Other fees such as taxes, insurance and HOA are not included and will result in a greater actual monthly payment amount. Scenario assumes the buyer has good credit, provides full documentation, and pays estimated closing costs of 3% of the sales price. Loans with loan-to-value greater than 80% will require mortgage insurance which will increase the monthly payment. Minimum credit scores apply. Not all applicants may qualify. This is not a commitment to lend. Program, rates, fees, terms and conditions are not available in all states and subject to change.