How is KBHS Home Loans® different from other mortgage lenders?
KBHS Home Loans® is our affiliated home loan partner, and their professional team is 100% committed to helping you find a loan program that’s best for your unique financial situation. They understand how we work and have the expertise to keep the process on track to make it as easy as possible.
The loan officers at KBHS help make the overall financing process more transparent and convenient. They work closely with the team at KB Home from application to closing, so you don’t have to spend valuable time and resources coordinating between an outside lender and your homebuilder.
While you can work with any lender, many homebuyers appreciate partnering with a team that’s aligned with KB Home, and who has the ability and insight to guide you through the process from start to finish.
What is the benefit to choosing KBHS Home Loans?
We know you have choices when it comes to selecting a lender. KBHS is the fully integrated, dedicated lender for KB Home. As our affiliated home loan partner, KBHS understands our procedures and protocol, and is committed to keeping things moving along and on track.
KBHS has an excellent reputation for customer service. Their main goal? To ensure that your loan is ready to close when your home is completed. Their loan officers also value communication and will contact you at least once a week with updates. They fully appreciate that there’s a learning curve when buying a first home, so don’t ever hesitate to call. If you have questions about your loan, KBHS Home Loans has answers.
KBHS Home Loans and KB Home also collaborate daily, and that’s a huge advantage for you. From framing to electrical and drywall, your loan officer is current on every construction stage of your new home. That means you don’t have to spend valuable time and resources coordinating between an outside lender and your homebuilder. KBHS Home Loans handles it.
Can I finance design choices through my home loan?
Let’s get to the good stuff, personalizing your new home at the KB Home Design Studio. You’ll be happy to know that your KBHS loan officer works directly with your sales counselor upfront to help you plan ahead and prequalify. That way, an estimate of Studio options and floor plan preferences can be included in your mortgage.
How do I decide what loan is best?
KBHS Home Loans has hundreds of loan programs (yes, that seems like a lot), but they are solely focused on helping you find a loan that works best for your unique financial situation. They offer competitive rates and exceptional service on conventional, government (FHA, VA and USDA) and jumbo fixed- and adjustable-rate mortgages. Your dedicated loan officer understands that the loan process can be intimidating. That’s why they take a thoughtful, thorough approach to educate you, and to explain the different scenarios that can help you achieve your short-term and long-term financial goals.
There are many factors to consider. How long do you anticipate living in your new home? How much of a down payment can you comfortably afford? What is your desired price range? These important questions help determine your financial capabilities and provide direction for your loan. The result? Finding a mortgage for your new KB home that accommodates your family’s personal budget, lifestyle and goals.
What is a hybrid closing?
Hybrid closings are available on most of our loan programs, and give you the convenience to securely review and electronically sign (e-Sign) documents from the comfort of home. Every KBHS Home Loans borrower has the flexibility of hybrid closing technology, which significantly reduces your time spent at the signing table. In fact, this process is so streamlined and efficient, it can take just 15 minutes when everything is good to go.
Of course, there are some critical documents that must be signed in the presence of a notary. This part of the process can also be accomplished from home, because KBHS Home Loans will send a mobile notary to your requested location.
Buying a new home is the largest financial commitment you will make in your lifetime. KBHS Home Loans is there to help you feel confident and informed, every step of the way.
KBHS Home Loans customers enjoy state-of-the-art technology.
KBHS customers have the advantage of world-class technology that delivers a seamless, secure experience. This digital platform helps expedite the process, and gives you the flexibility to handle essential transactions from your cell phone or home computer.
If you’re picturing a mountain of paperwork, imagine this. KBHS Home Loans offers a cutting-edge digital platform that is secure, protected and convenient. You have the ability to fill out your application online, upload required files, and allow financial documents to be submitted and accessed electronically from your bank or employer. Your KBHS loan officer can also screen share in real time to help you complete any step of the mortgage process.
KBHS Home Loans, LLC NMLS 1542802 For licensing information visit nmlsconsumeraccess.org. Headquarters: 300 East Royal Lane, Suite 250, Irving, TX 75039. 855-378-6625. Applicant subject to credit and underwriting approval. Not all applicants will be approved for financing. Receipt of application does not represent an approval for financing or interest rate guarantee. Restrictions may apply. Equal Housing Lender. AZ: KBHS – 4949 Pioneer Ln, Lakeside, AZ 85929 – Mortgage Banker License #0939988; CA: Licensed by the Department of Financial Protection and Innovation Under the California Residential Mortgage Lending Act #41DBO-67718. California Financing Law License #60DBO-67717; CO: Regulated by the Colorado Division of Real Estate; WA: Washington Consumer Loan Company License #CL-1542802.
KB Home and KBHS share common ownership and because of this relationship may receive a financial or other benefit. You are not required to use KBHS as a condition of purchase or sale of any real estate.
