The American Dream means something different to each of us, but for many, it's often tied to homeownership. Home is our place to build a family and a future, to rest and rejuvenate — and where we realize our hopes and aspirations through life’s stages. That's why we're committed to building great communities where you can put down roots in a home you love, in a place where you can thrive.
A gateway to financial milestones.
Making the transition from renting to owning is a big and exciting decision, with lots of good things to look forward to, like more personal privacy, enjoying a beautiful new home that's all yours, and maybe even a yard. Owning can also be a gateway to important financial milestones — and may have a significant impact on long-term household wealth.
The benefit of building equity.
For instance, the rent payment that once benefitted your landlord every month is now a mortgage payment that benefits you. By investing your hard-earned money in a home of your own, you have the opportunity to build individual wealth that may accumulate over time, and you could have the potential to capitalize on that equity should you decide to sell.
The stability of a fixed monthly payment.
When you're renting, you essentially have no control over periodic increases to your monthly payment, but as a homeowner, you can obtain a 30-year fixed-rate mortgage loan. Having the ability to lock in your payment for the long-term and knowing just how much to set aside every month can offer more financial stability, consistency and peace of mind.
The advantage of tax deductions.
Another significant benefit of owning is the ability to deduct the interest on your mortgage payments, plus your property tax (up to caps on deductions). Of course, it's always a good idea to consult your CPA who can give you a breakdown of how much money you can save by purchasing a home.
A partner you can count on.
At KB, we're dedicated to helping you make the dream of owning a reality, with a team to support you every step of the way.
KBHS Home Loans, LLC NMLS 1542802 For licensing information visit nmlsconsumeraccess.org. Headquarters: 300 East Royal Lane, Suite 250, Irving, TX 75039. 855-378-6625. Applicant subject to credit and underwriting approval. Not all applicants will be approved for financing. Receipt of application does not represent an approval for financing or interest rate guarantee. Restrictions may apply. Equal Housing Lender. AZ: KBHS – 4949 Pioneer Ln, Lakeside, AZ 85929 – Mortgage Banker License #0939988; CA: Licensed by the Department of Financial Protection and Innovation Under the California Residential Mortgage Lending Act #41DBO-67718. California Financing Law License #60DBO-67717; CO: Regulated by the Colorado Division of Real Estate; WA: Washington Consumer Loan Company License #CL-1542802.
KBHS Home Loans is not affiliated with, maintained by, or in any way officially connected with KB Homes or any of its business units. You are not required to use the services of both KBHS Home Loans and KB Homes.
