Broker Cooperation Welcome. ©2023 KB Home (KBH). Current time frames before delivery may be longer than originally anticipated. See sales counselor for approximate timing required for move-in ready homes. Photo may display decorator items/furnishings not available for purchase and may not represent lowest-priced or move-in ready homes. Photo does not depict racial preference. KB Home reserves the right to extend, modify or discontinue any offers at any time without prior notice. Restrictions and limitations may apply. See sales counselor for details. CORP-760271

*7/6 SOFR ARM interest rate and monthly principal and interest (P&I) payment subject to increase after initial 7-year period. Monthly payments 1–84: $2,589 with a rate of 5.875%, 6.297% APR. Monthly payments 85–360: $3,310 with a rate of 8.320%, 8.805% APR. First rate adjustment cap: 5%; subsequent 6-month caps: 1%; lifetime adjustment cap: 5%. Interest rate and payments after initial period are based on a margin of 3.00% and a current Secured Overnight Financing Rate of 5.32%. Sample payments based on purchase price of $486,300 with a 10% down payment and 30-year term. Advertised rates and APR effective as of 11/17/23 and are subject to change. Above scenario assumes a first lien position, 720 FICO score, on a primary residence and are subject to change without notice. Subject to underwriting guidelines and applicant’s credit profile. Sample payment does not include taxes, insurance or assessments. Not all applicants will be approved. This offer is not valid in the Orange County, CA; San Diego County, CA; Los Angeles County, CA; and Ventura County, CA areas. This offer is subject to underwriting guidelines, which are subject to change without notice and limit third-party contributions, is available only for owner-occupied homes and may be discontinued at any time without notice. Rate buydown contribution offer valid only on select move-in ready homes (and is not available at all communities) for which buyer (a) signs a purchase agreement between 11/17/23 and 1/8/24, and closes by 1/31/24, (b) finances with KBHS Home Loans, LLC (“KBHS”) and qualifies for the eligible loan program, which is limited to conventional conforming loan balances, (c) enters into an interest rate lock agreement with KBHS no later than fourteen (14) days after the date of the purchase agreement, for a period as described above, and provided that the interest rate is still available at the time of the rate lock agreement, (d) confirms in writing to KB Home and KBHS that the home will be owner-occupied, and (e) closes escrow per the terms of contract with KBHS as the lender. KB Home reserves the right to discontinue this promotion at any time without notice. Talk to your KB Home representative for more details. Buyer may finance with any other lender but will not be eligible for this offer. The actual interest rate, APR and payment may vary based on the specific terms of the loan selected, verification of information, your credit history, the location and type of property, and other factors as determined by Lender. Contact KBHS Home Loans for more information and up to date rates. For more information about Adjustable Rate Mortgages, visit https://files.consumerfinance.gov.

 
**Advertised interest rate valid as of 11/17/23 and is subject to change without notice. Example based on a 30-year fixed rate, conforming loan for $437,670 with 10% down, and a monthly payment of $2,839 {PI} where KB Home contributes up to 6% of the loan amount towards a permanent interest rate buydown (the percentage of buyer’s loan amount required to be paid at the closing of the loan in order to provide the interest rate) in an amount that will depend on buyer’s loan program, buyer’s credit profile and various other criteria for the particular loan, provided that in no event will the amount paid by KB Home pursuant to this offer, when added to any other contribution by KB Home towards buyer’s costs, exceed the applicable cap on seller contributions under the lender’s guidelines for the applicable loan program. Buyer will be solely responsible for the percentage of the buyer’s loan amount that is required in excess of the amount of seller’s contribution to provide the interest rate, and for all other costs of buyer’s loan. Interest rates and APRs may vary based on the borrower’s credit score, actual closing costs, change in index, and other variables. Monthly payment includes principal, interest, taxes and insurance. HOA fees and other costs not included and will result in a greater actual monthly payment amount. Not all buyers may qualify. This offer is not valid in the Orange County, CA; San Diego County, CA; Los Angeles County, CA; and Ventura County, CA areas. This offer is subject to underwriting guidelines, which are subject to change without notice and limit third-party contributions, is available only for owner-occupied homes and may be discontinued at any time without notice. Rate buydown contribution offer valid only on advertised properties (and is not available at all communities) for which buyer (a) signs a purchase agreement between 11/17/23 and 1/8/24, and closes before 1/31/24, (b) finances with KBHS Home Loans, LLC (“KBHS”) and qualifies for an eligible loan program, (c) enters into an interest rate lock agreement with KBHS no later than fourteen (14) days after the date of the purchase agreement, for a period as described above, (d) confirms in writing to KB Home and KBHS that the home will be owner occupied, and (e) closes escrow per the terms of contract with KBHS as the lender. KB Home reserves the right to discontinue this promotion at any time without notice. Talk to your KB Home representative for more details. Buyer may finance with any other lender but will not be eligible for this offer.

††Advertised interest rate valid as of 11/17/23 and is subject to change without notice. Example based on a 30-year fixed-rate, conforming loan for $437,670 with 10% down, and a monthly payment of $2,839 {PI} where KB Home contributes up to 6% of the loan amount towards a permanent interest rate buydown (the percentage of buyer’s loan amount required to be paid at the closing of the loan in order to provide the interest rate) in an amount that will depend on buyer’s loan program, buyer’s credit profile and various other criteria for the particular loan, provided that in no event will the amount paid by KB Home pursuant to this offer, when added to any other contribution by KB Home towards buyer’s costs, exceed the applicable cap on seller contributions under the lender’s guidelines for the applicable loan program. Buyer will be solely responsible for the percentage of the buyer’s loan amount that is required in excess of the amount of seller’s contribution to provide the interest rate, and for all other costs of buyer’s loan. Interest rates and APRs may vary based on the borrower’s credit score, actual closing costs, change in index, and other variables. Monthly payment includes principal, interest, taxes and insurance. HOA fees and other costs not included and will result in a greater actual monthly payment amount. Not all buyers may qualify. This offer is not valid in the Orange County, CA; San Diego County, CA; Los Angeles County, CA; and Ventura County, CA areas. This offer is subject to underwriting guidelines, which are subject to change without notice and limit third-party contributions, is available only for owner-occupied homes and may be discontinued at any time without notice. Rate buydown contribution offer valid only on advertised properties (and is not available at all communities) for which buyer (a) signs a purchase agreement between 11/17/23 and 1/8/24, and closes before 8/5/24, (b) finances with KBHS Home Loans, LLC (“KBHS”) and qualifies for an eligible loan program, (c) enters into an interest rate lock agreement with KBHS no later than fourteen (14) days after the date of the purchase agreement, for a period as described above, (d) confirms in writing to KB Home and KBHS that the home will be owner-occupied, and (e) closes escrow per the terms of contract with KBHS as the lender. KB Home reserves the right to discontinue this promotion at any time without notice. Talk to your KB Home representative for more details. Buyer may finance with any other lender but will not be eligible for this offer.

KBHS Home Loans, LLC NMLS 1542802 (www.nmlsconsumeraccess.org) Headquarters: 300 East Royal Lane, Suite 250, Irving, TX 75039. 855-378-6625. Applicant subject to credit and underwriting approval. Not all applicants will be approved for financing. Receipt of application does not represent an approval for financing or interest rate guarantee. Restrictions may apply. Equal Housing Lender. KB Home and KBHS Home Loans, LLC share common ownership and because of this relationship may receive a financial or other benefit. You are not required to use both KB Home and KBHS Home Loans, LLC as a condition of settlement on your loan or for purchase or sale of any real estate. AZ BK #0939988; Licensed by the Department of Financial Protection and Innovation Under the California Residential Mortgage Lending Act RMLA #41DBO-67718. California Finance Lenders Law License #60DBO67717; Washington Consumer Loan Company License CL-1542802.