Don’t think you can afford to own a home in Fort Worth? Think again. We’ve heard the myths, and we believe that we can disprove them.
MYTH: Renting is cheaper than buying.
TRUTH: Forth Worth rents are sky high and rising! With after-tax benefits, homeownership can be less expensive.1 Plus, a fixed-rate mortgage will help you lock in a monthly payment for up to 30 years.
MYTH: I need a 20% down payment.
TRUTH: The majority of Watersbend homebuyers make a down payment of 5% or less. Some first-time buyer programs require no down payment or as little as 3.5% down payment.2 Speak to a lender about your options.
MYTH: You need perfect credit to buy a home.
TRUTH: A less-than-perfect credit history or credit challenges don’t have to stand in your way of owning a home. Lenders consider many factors besides your credit score.
MYTH: Interest rates are high.
TRUTH: Interest rates are still near historic lows. You CAN buy a home that is built just for you, designed to reflect your personal style, and still lock in a great interest rate.
You won’t believe how little your down payment can be.
Own 1,709 sq. ft. for $1,874 a month (30 years) at Watersbend.*†
*Advertised monthly payment assumes a sales price of $226,990 and includes principal, interest, taxes, insurance and estimated mortgage insurance premium only; any other fees such as HOA not included and will result in a greater actual monthly payment amount.
You CAN afford to own a brand new KB home. Visit Watersbend in Fort Worth to see for yourself.
Broker Cooperation Welcome. ©2017 KB Home (KBH). Plans, pricing, financing, terms, availability and specifications subject to change/prior sale without notice and may vary by neighborhood, lot location and home series. Buyer responsible for all taxes, insurance and other fees. Sq. footage is approximate. Photo may display decorator items/furnishings not available for purchase and may not represent lowest-priced homes. KBH reserves the right to extend, modify or discontinue any offers at any time without prior notice. Additional terms, restrictions, limitations and conditions may apply. See sales counselor for details. Equal Housing Opportunity. DFW-144656
1 Individual tax and financial circumstances will vary. This is not a representation or guarantee of any tax benefits of homeownership. See your tax advisors for information on the deductibility of mortgage interest, property taxes, fees and costs for tax purposes.
2 Mortgage insurance will be required in addition to regular principal and interest payments.
†Based on mortgage financing provided by KBHS Home Loans, LLC. Scenario assumes borrower qualifies for an FHA 30-year fixed rate mortgage loan of $222,878.64 with interest rate and APR of 4.38%/5.48% for the life of loan and pays 3.5% down payment. Scenario assumes the borrower has good credit, sets up a tax and insurance escrow account, provides full documentation, and pays estimated closing costs of 3.00% of the sales price. Minimum credit scores apply. Not all applicants may qualify. This is not a commitment to lend. Rates are effective as of 7/20/17 and are subject to change without notice. This scenario is subject to underwriting guidelines and is available only for owner-occupied homes; non owner-occupied homes are subject to additional restrictions and qualifying requirements. Program, rates, fees, terms and conditions are not available in all states and subject to change.
KBHS Home Loans, LLC is a Delaware Limited Liability Company headquartered at 8650 Freeport Pkwy. South, Ste. 250, Irving, TX 75063 (877) 698-6300. Company NMLS #1542802 (http://www.nmlsconsumeraccess.org/). Registered under Texas SML Mortgage Banker Registration. Contact a KBHS Home Loans, LLC representative to learn more. KBHS Home Loans, LLC offers many loan products. This is not a commitment to lend. Program restrictions apply. KBHS Home Loans, LLC policy is to treat all applicants and borrowers in a fair and consistent manner and without regard to race, color, religion, national origin, age (provided the applicant or borrower has legal capacity to enter into a binding contract), sex, marital status, disability, familial status, receipt of public assistance, or exercise of rights under the Consumer Credit Protection Act, or any other prohibited basis identified under state law. ©2017 KBHS Home Loans, LLC. All Rights Reserved.