Hand-me-downs. Sometimes horrible, sometimes amazing. The benefits, of course, are plenty – reducing the environmental impact through less manufacturing and transportation of goods, cost-savings, teaching children valuable lessons about sharing and reusing, reducing clutter in your home, creating a give-and-receive value system with others, etc. But, there are some negatives to hand-me-downs, and a few … Continue reading Foster a Successful Neighborhood Hand-Me-Down Network
HOA is an acronym that stands for Homeowners’ Association. Basically when you purchase a property in a planned development, including single-family detached homes and condominiums, you join that community’s HOA. As a part of the HOA, you pay HOA fees monthly or annually. These fees are not included in your mortgage payment since they assist … Continue reading What’s an HOA?